Business Loan

Fuel your business growth with flexible financing options

Loan Details

Interest Rate:Starting from 11.00% per annum
Loan Amount:₹1 Lakh to ₹5 Crore
Loan Tenure:Up to 7 years
Processing Time:7-10 days
Processing Fee:1% - 2% of loan amount (varies by bank)
Collateral:May be required for loans above ₹25 Lakhs

Eligibility Criteria

Business Age:Minimum 2 years in operation
Business Type:Proprietorship, Partnership, LLP, Pvt Ltd, Public Ltd
Annual Turnover:Minimum ₹10 Lakhs per annum
Profitability:Business should be profitable for last 2 years
CIBIL Score:700 or above (business & personal)
Age of Applicant:21 to 65 years

Required Documents

Business Documents:

  • Business PAN Card
  • GST Registration certificate
  • Business registration proof (Shop Act, Partnership deed, MOA/AOA)
  • Current account bank statements (last 12 months)
  • IT Returns with computation (last 3 years)
  • Balance Sheet & P&L statement (last 3 years, audited)
  • Sales and purchase invoices
  • Business address proof

Personal Documents (All Partners/Directors):

  • Personal PAN Card
  • Aadhaar Card / Passport
  • Personal bank statements (last 6 months)
  • Personal IT Returns (last 2 years)
  • Residence proof
  • Passport size photographs

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