Home Loan
Make your dream home a reality with our competitive home loan rates
Loan Details
Interest Rate:Starting from 7.15% per annum
Loan Amount:Up to ₹10 Crore
Loan Tenure:Up to 30 years
Processing Time:7-15 days
Processing Fee:0.25% - 1% of loan amount (varies by bank)
Prepayment Charges:Nil for floating rate loans
Eligibility Criteria
Age:21 to 65 years (at loan maturity)
Nationality:Indian Resident or NRI
Employment:Salaried, Self-employed, or Business owners
Minimum Income:₹25,000 per month for salaried
₹2,00,000 annual income for self-employed
₹2,00,000 annual income for self-employed
CIBIL Score:700 or above (higher score = better interest rates)
Work Experience:Minimum 2 years of work experience
Minimum 1 year with current employer
Minimum 1 year with current employer
Required Documents
For Salaried Individuals:
- PAN Card
- Aadhaar Card / Voter ID / Passport
- Last 3 months salary slips
- Last 6 months bank statements
- Form 16 / IT Returns (last 2 years)
- Property documents (sale deed, agreement)
- Passport size photographs
For Self-Employed / Business Owners:
- PAN Card
- Aadhaar Card / Voter ID / Passport
- Business proof (GST registration, Shop Act license)
- Last 6 months bank statements (personal & business)
- IT Returns with computation (last 3 years)
- Balance Sheet & P&L statement (last 2 years)
- Property documents (sale deed, agreement)
- Passport size photographs
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