Loan Against Property
Unlock the value of your property with attractive loan rates
Loan Details
Interest Rate:Starting from 8.50% per annum
Loan Amount:Up to ₹10 Crore (up to 65% of property value)
Loan Tenure:Up to 15 years
Processing Time:7-15 days
Processing Fee:0.50% - 1.5% of loan amount
Prepayment Charges:Nil to 2% (varies by bank)
Eligibility Criteria
Age:21 to 70 years
Property Type:Residential, Commercial, or Industrial property
Property Ownership:Self-owned or jointly owned with co-applicant
Minimum Income:₹25,000 per month for salaried
₹2,00,000 annual income for self-employed
₹2,00,000 annual income for self-employed
CIBIL Score:700 or above
Property Valuation:Property must be evaluated and approved by bank
Required Documents
Personal Documents:
- PAN Card
- Aadhaar Card / Passport / Voter ID
- Income proof (salary slips / IT Returns / Business financials)
- Bank statements (last 6 months)
- Employment / Business proof
- Passport size photographs
Property Documents:
- Original property title deed
- Sale deed / Purchase agreement
- Property tax receipts (last 3 years)
- Encumbrance certificate (last 13 years)
- Approved building plan
- No Objection Certificate (if applicable)
- Property valuation report
- Property insurance documents
Ready to Unlock Your Property's Value?
Get the best loan against property rates with quick approval