Personal Loan
Quick and hassle-free personal loans for all your needs
Loan Details
Interest Rate:Starting from 10.49% per annum
Loan Amount:₹50,000 to ₹40 Lakhs
Loan Tenure:1 to 5 years
Processing Time:24 to 48 hours
Processing Fee:1% - 3% of loan amount (varies by bank)
Prepayment Charges:0% - 5% (varies by bank)
Eligibility Criteria
Age:21 to 60 years
Nationality:Indian Resident
Employment:Salaried or Self-employed
Minimum Income:₹15,000 per month for salaried
₹1,50,000 annual income for self-employed
₹1,50,000 annual income for self-employed
CIBIL Score:750 or above for best rates
Work Experience:Minimum 1 year of work experience
Required Documents
For Salaried Individuals:
- PAN Card
- Aadhaar Card
- Last 3 months salary slips
- Last 6 months bank statements
- Employment proof (ID card, offer letter)
- Passport size photographs
- Current address proof
For Self-Employed:
- PAN Card
- Aadhaar Card
- Business proof (GST, Shop Act license)
- Last 6 months bank statements
- IT Returns (last 2 years)
- Profit & Loss statement
- Passport size photographs
- Business address proof
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